Automotive Calculators

Auto Loan Payoff Calculator

Enter your loan balance, rate, and regular payment, plus an extra monthly amount, to see months and interest saved.

How to use this tool

  1. 1Enter your current loan balance and interest rate.
  2. 2Enter your regular monthly payment.
  3. 3Enter an extra monthly payment amount.
  4. 4See months and interest saved.

Frequently asked questions

Does every auto loan let you pay extra toward principal?+

Most do, but confirm with your lender — some loans apply extra payments to future scheduled payments instead of principal unless you specifically request otherwise.