Finance CalculatorsPrivate by design
Mortgage Calculator
Enter your home price, down payment, interest rate, and loan term to estimate your monthly mortgage payment (principal and interest).
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How to use this tool
- 1Enter the home price and your down payment amount.
- 2Enter the annual interest rate and loan term in years.
- 3Your estimated monthly payment updates instantly.
Frequently asked questions
Does this include taxes and insurance?+
No, this calculates principal and interest only (the P&I portion of PITI). Property taxes, homeowners insurance, and any HOA dues are additional and vary by location.
How is the monthly payment calculated?+
Using the standard amortization formula based on loan amount, monthly interest rate, and number of payments, which produces a fixed payment that pays off the loan by the end of the term.
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