Those Boring Tools
Finance CalculatorsPrivate by design

50/30/20 Budget Planner

Enter your monthly take-home income to see suggested spending limits for needs, wants, and savings using the 50/30/20 rule.

How to use this tool

  1. 1Enter your monthly take-home income.
  2. 2See the suggested split across needs, wants, and savings.
  3. 3Enter your actual spending to compare.

Frequently asked questions

What is the 50/30/20 rule?+

A budgeting guideline: 50% of income to needs, 30% to wants, and 20% to savings and debt repayment.

Keep the boring tools boring.

If this saved you five minutes of nonsense, you can help keep the free tools running.

Buy the toolbox a coffee