Finance Calculators
Freelance Hourly Rate Calculator
Enter your desired income, business expenses, time off, and realistic billable percentage to calculate the hourly rate you actually need to charge.
The share of your working hours you can actually bill clients for, after admin, marketing, and unpaid work.
$63.99
Required hourly rate
1,344
Billable hours/year
$86,000
Revenue needed/year
How to use this tool
- 1Enter your desired annual income and business expenses.
- 2Enter weeks off and working hours per week.
- 3Adjust the billable percentage to reflect time spent on admin, marketing, and unpaid work.
Frequently asked questions
What billable percentage should I use?+
Most freelancers can realistically bill 50-80% of their working hours once you account for admin, proposals, and marketing — fewer if you're just starting out and spending more time finding clients.
Does this account for taxes?+
No — this calculates the rate needed to cover your target take-home income plus business expenses. Add your own buffer for self-employment and income taxes on top.