Finance Calculators

Rental Property ROI Calculator

Enter purchase price, down payment, rental income, and expenses to calculate your rental property's cash-on-cash return.

3.43%
Cash-on-cash return
$200
Monthly cash flow
$2,400
Annual cash flow

Cash-on-cash return measures annual cash flow against cash actually invested — different from cap rate, which ignores financing.

How to use this tool

  1. 1Enter the purchase price and down payment.
  2. 2Enter monthly rental income and expenses.
  3. 3See the calculated cash-on-cash return.

Frequently asked questions

What is cash-on-cash return?+

Annual pre-tax cash flow divided by the total cash invested — it measures return on the actual money you put in, not the full property value.