Those Boring Tools
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COBRA Premium Calculator

Enter your and your employer's monthly premium shares to estimate your full COBRA premium.

How to use this tool

  1. 1Enter your current monthly premium share.
  2. 2Enter your employer's monthly share.
  3. 3See the estimated full COBRA premium.

Frequently asked questions

Why is COBRA so much more expensive than my payroll deduction?+

Because you start paying the portion your employer used to cover, plus up to a 2% administrative fee — most people are only used to seeing their own smaller payroll-deducted share.

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