Real Estate Calculators

Cash-on-Cash Return Calculator

Enter your cash invested and rental income/expenses to calculate cash-on-cash return.

6.36%
$4,200 annual cash flow ÷ $66,000 cash invested

Cash-on-cash return measures return on the actual cash you put in (down payment, closing costs, rehab) — unlike cap rate, which measures return on the property's full value regardless of financing.

How to use this tool

  1. 1Enter down payment, closing costs, and rehab cost.
  2. 2Enter monthly rent, expenses, and mortgage payment.
  3. 3See annual cash flow and cash-on-cash return.

Frequently asked questions

How is this different from cap rate?+

Cap rate measures return on the property's full value regardless of financing; cash-on-cash measures return specifically on the cash you actually put in, so financing (leverage) directly affects it.

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