Real Estate Calculators

Home Equity Calculator

Enter your home's current value and remaining mortgage balance to calculate your equity and estimated HELOC borrowing room.

$170,000
Home equity
37.8%
Equity percentage
$80,000
Est. borrowable at 80% LTV

How to use this tool

  1. 1Enter your home's current value.
  2. 2Enter your remaining mortgage balance.
  3. 3See your equity and estimated borrowable amount.

Frequently asked questions

What is loan-to-value (LTV)?+

The ratio of your loan balance to your home's value — lenders often cap home equity borrowing at 80% combined LTV.