Real Estate Calculators

Down Payment Savings Calculator

Enter a target home price, down payment percentage, current savings, and monthly savings rate to calculate months to reach your goal.

60 months
$60,000 left to save toward a $70,000 down payment

Doesn't account for interest earned on savings, home price changes while you save, or closing costs beyond the down payment itself.

How to use this tool

  1. 1Enter your target home price and down payment percentage.
  2. 2Enter your current savings.
  3. 3Enter how much you can save monthly.
  4. 4See months needed to reach your goal.

Frequently asked questions

Does this account for interest on savings?+

No — it's a simple straight-line projection. Interest earned in a savings account would modestly shorten the timeline shown here.