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PMI Cost Estimator

Enter home price, down payment percentage, and PMI rate to estimate monthly PMI cost.

How to use this tool

  1. 1Enter the home price.
  2. 2Enter the down payment percentage.
  3. 3Enter the PMI rate (check your lender's quote).
  4. 4See the estimated monthly PMI cost.

Frequently asked questions

When does PMI go away?+

By federal law, lenders must automatically cancel PMI at 78% loan-to-value based on the original amortization schedule, and you can request cancellation once you reach 80% LTV.

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